Physical therapy is a billable medical service covered by most medical insurance plans. Depending on your specific insurance policy, out of pocket costs can be highly variable. SMTC is always happy to check insurance benefits for you prior to your first appointment or even if you are just considering seeking physical therapy treatment. We try to make whatever arrangements possible to make treatment affordable for you.

We are happy to offer affordable self-pay options. Please call for more information.

Physical therapy can only be delivered by a licensed PT or PTA and should not be confused with personal training or sports performance training.

We are in-network providers for the following insurance carriers:

  • Aetna
  • Ambetter
  • Anthem Blue Cross Blue Shield
  • HealthLink
  • Christian Bros.
  • Cigna Medicare
  • Medrisk
  • Meritain Health
  • Golden Rule
  • GEHA
  • Home State Health
  • Railroad Medicare
  • Medicare
  • MOHealthnet
  • ​One Call Care
  • Tricare Standard
  • Multiplan and PHCS networks
  • Streamline Workers’ Compensation
  • United Healthcare
  • United Healthcare Community Plan
  • United Medical Resources
  • Corvel Workers’ Compensation

Not all carriers or plans listed. Please call for additional information on a specific policy or plan.